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Land Bank of Taiwan—History and Services

Birth of Land Bank of Taiwan
After the end of WWII, to increase the authorized capital of the Land Bank of Taiwan to Taiwan Dollar 60 million, the Ministry of Finance officially formed the Land Bank of Taiwan on September 1, 1946 with the premises of the five Taiwanese branches of Nippon Kangyo Bank in Taipei, Hsinchu, Taichung, Tainan, and Kaohsiung.

Land Bank of Taiwan: Promoter of national land policies and economic development
When the government launched a land reform in Taiwan, commonly called the “Land to the Tiller Program” reform in 1953, we were designated to take charge of land value compensation and land expropriation compensation, facilitating the establishment of a bond department and a land value department. In 1951 we began to introduce various loan services including “agricultural development” loans, “agriculture mechanization” loans, and “small and medium agricultural product processing factories” or “farms” financing. Besides improving the quality of agricultural product production and raising the living standard of farmers, these services also significantly increased the value of Taiwan’s agriculture.

In 1980 we began to issue the “land bond” to raise medium- and long-term funds and undertake policy loan and professional loan services for land reserved for public facilities to help the government promote the bond market and rationalize Taiwan’s macroeconomic and financial markets.

By the end of 1995, we had participated in the development and financing of 38 industrial zones occupying an area of 12,120 hectares with an amount nearing NT$24.2 billion, becoming the most reliable financial cornerstone of industrial development at that time. Following the development of land policies, national development, and economic growth in post-war Taiwan, we have always been one of the key drivers that promote the development of national policies and economic development.

The Historical Museum of the Land Bank of Taiwan‎ is located in the vault and on the 2nd floor of our former headquarters building (former building of Nippon Kangyo Bank). In the museum, besides exhibiting rare and valuable relics and historical sources, such as books and ledgers used in earlier times, loan number plates, teller’s handbooks, land survey instruments, books on land reform, land bearer’s bonds, government land-granting handbooks, and bank office equipment, the history of financial development, land reformation, national development, and economic growth in contemporary Taiwan is also displayed.

Land Bank of Taiwan: From specialization to diversification
Between 1995 and 2003, we specialized in professional loan and policy loan services. In response to the trend of financial internationalization and business diversification and the advent of the e-commerce era, we began to diversify to telephone banking, Internet banking, e-commerce, real estate investment trust, and credit card services and have established our first and second overseas branches in Los Angeles and Singapore, respectively. 

Expand relevant banking services at full steam: Towards a universal bank
Facing the changes in the financial environment and keen market competition, in 2003 we expanded to corporate and personal financing and loan services based on our core loan service, hosted syndicated loans, and strengthened SME financing service, corporate wealth management, and e-finance services like mobile payment. We have also integrated products including securities, wealth management, and credit cards to offer universal financial services. Additionally, we have introduced mascots including Land God, Land Goddess, Little Fude, and Little Furon to establish sound relationships with younger generations to aim for sustainable development.